One thing is clear: There needs to be a regulatory body to provide oversight in addition to uniform regulations. Having different state laws regarding NILs add to.competitive imbalance, and there needs to be some process of audited financial records being made available for public disclosure. As is, the PM pMiami thing was likely to happen and guarantee you that just as there are some so-called charities that burn donations on high salaries, and questionable expenses, for certain this is likely occurring within some collectives.