You Paid For College How ?

A lot of good points being made on this thread. Just speaking in generalities ( not speaking of Joe personally ) since I dont know him but as Fun and others mentioned I think the younger generation is a bit spoiled. Actually I know it from seeing my clients kids.

I understand Joe's points and agree with some but I think Joe doesnt realize that people older dont exactly have it easy now either. ( I'm 42 ) and I know most of my friends parents who cant even afford to retire because of the current cost of living etc so cost of living works against everyone and with interest rates so low that is affecting seniors who look to fixed income investments to subsidize their retirement and they have taken a big haircut in what they earn. All that gives them less disposable income which hurts the economy also amongst other things

The one thing I do agree with Joe is the current job market. I've worked in finance for 20 years and it's just not good in a lot of different business sectors. Off the top of my head the unemployment rate has been over 8% the last 4 years or so and I dont ever remember that happening. At least not in my lifetime.

  
 

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In the new economy, I can't save enough. The government allows me to sock away less than 18k per year in tax deferred(not exempt) accounts and that is the biggest advantage that most Americans can "earn".  
 

When you move down south check with your new hospital to see if they have a Roth 401k or 403b
 
 It's not sarcasm fun man.. It's merely an example showing that without any form of education you could make anything of yourself in the past through hard work and determination. I was taught growing up that if you couldn't make something of yourself in this country you weren't worth jack. That does not apply any longer because working hard does not carry as much weight as it used to... You need luck..you need friends in the right places. P.s. Your wit is obnoxious dial it back a notch and be real old man.
 

LOL! Sirvoo, what is a real old man? 40, 50, 60, or just old as in wearing Depends and foaming at the mouth when you speak?
Working hard "does not carry as much weight as it used to"? I fired at least two dozen squirts like you that had that attitude. No one is arguing that times are hard! But they have been harder! There have been, as Fun pointed out, world wars and atomic bombings, while today we are spending as many trillions of dollars chasing towel heads in the deserts and foothills of the middle east while we cannot protect our own borders.
If you cannot get job, volunteer for something, join the Peace Corps, become a Mormon and go on a two year mission, just do something! No one is starving in America like in Africa, just check your 230lb girlfriends with a tattoo on her arse. As bad as we have it right now in America, Europe has it worse and unless you want to live in Mumbai and live like a king on $500 per month, be patient and keep on truckin because even Jerry Garcia could not argue that Mountain Girl was the best he could do. 
 

More ignorance and arrogance. Good for you...only a sadist POS would brag about firing 24 people. Oh wow you are just so big and powerful you mature old man you! Times have been harder? Yeah...the great depression was harder. That's it. Since then it hasn't been worse. WWI and WWII were never fought on our soil unless you want to consider Hawaii our turf, but it wasn't really a battlefield it was a surprise hit and run. Atomic bombings? I'd love to know when we were bombed with an atomic bomb. Unless we lived in Japan, what you said is not relevant. One thing we can agree on is chasing towel heads in the desert spending trillions...about as stupid as it gets.

Volunteer for something? But I thought you said we need to make money? What the hell does volunteering do? Most people earned their degrees already and are ready to start today...not be some intern or volunteer. Peace Corps? Do you know how many rapes and other crimes have been covered up to date? It's very dangerous and not even worth it. As if your generation would have gone to a 3rd world country instead of getting a real job. So basically all you said is that "it could be worse". Wow. Yeah...in those terms nothing can seem that bad. You are really grasping for straws now. Just stop being a coward and admit these times are the worst since the GD and that getting a job was MUCH easier when you were our age.
 

Sadist POS? I have actually been trying to be nice but if I am a sadist, then you must be a masochist because you keep coming back formore! LOL!
Fun pointed out the obvious in that your lack of historical perspective is indicative of your profound ignorance. You trivialize world wars where millions were killed because they were fought on foreign soil?

"As if your generation would have gone to a 3rd world country instead of getting a real job"..........A few here on redmen visited a 3 rd world country called Vietnam......it is that country whe your Calvin Klein tee shirt is made, if that helps you with geography. Something called the draft lottery prevented thousands of college grads from being hired by employers fearing they would waste money in training only to lose them to the draft.

But enough about us old farts.....post some pictures of yourself with those big muscled arms with all the tats while wearing that muscle shirt made in Vietnam. Wink!
 

The fact that you talk about WWI and WWII in the same breath as Iraq and Afghanistan just goes to show how little you know. The world wars were very deadly, but they were at least pretty organized and we knew who the enemy was. See that guy? Shoot him. We win. In the ME it's guerrilla warfare aka hit and run. We don't know who our enemy is anymore...it can be a child, a woman, an Iraqi soldier...anyone. The terrain is totally foreign to us and nothing like Europe which we knew. The terrorism aspect of it just complicates it more...there are so many little cells just plotting to blow our people up both in the ME and here at home. In WWII there was no real threat to our civilians...it was uniforms vs. uniforms. Two totally different things. By the way, you guys were forced to Vietnam...your generation kicked and screamed about the draft remember? So don't act like you guys were willing to go.

Do you want a cookie for doing what you were forced to do? Wake up...the world we live in today is 100% different than the world you knew at my age. Not even close. The funny part is that I can picture one of your family members talking about the "good old days" and "back in my day" with you nodding furiously in agreement. You look pretty ridiculous trying to tell me that it's not harder getting a job and going about everyday life than it was in your day.
 

Joe3 wrote:

By the way, you guys were forced to Vietnam...your generation kicked and screamed about the draft remember? So don't act like you guys were willing to go.

Do you want a cookie for doing what you were forced to do? Wake up...the world we live in today is 100% different than the world you knew at my age. Not even close.


What little credibility you had left here you blew it with the above statement!
Forced to Vietnam? It was called a draft you moron! Another little inconvenience after college that your deprived generation missed. A cookie? They were called C-rations.
As far as warfare, I am sure your combat experience on XBox is far more hazardous than the real thing.
Since nothing prior to your sperm days in 1999 was relevant to you, I suggest you speak with a little less authority about anything historical or feigning any knowledge about "our day". Your comparative analytics are so off I hope you are not an MBA student. Then again, you likely will be condemned to repeat a history you never learned.
In short, other than paying off a loan and actually "looking" for a job, it appears everything is easier for you Long Island white bread boys these days. You have Xbox for war games, your computer for 24 hour porn to release your stress, a big booty biacth with a tat on her arse, a cell phone to ask Suri if you are as moronic as Fun and others here say you are, and you have that Marist degree that is not worth the toilet paper I wiped my arse with in 1969. (Let me know when Marist grads start contributing to that embarrassing endowment figure...you cheap bastards)
What is great about medium tee shirt guys like you is you never know when to stop feeding us old guys more comedic lines to work with during the basketball offseason.
Keep it coming LINY boy! 
 
 It's not sarcasm fun man.. It's merely an example showing that without any form of education you could make anything of yourself in the past through hard work and determination. I was taught growing up that if you couldn't make something of yourself in this country you weren't worth jack. That does not apply any longer because working hard does not carry as much weight as it used to... You need luck..you need friends in the right places. P.s. Your wit is obnoxious dial it back a notch and be real old man.
 

LOL! Sirvoo, what is a real old man? 40, 50, 60, or just old as in wearing Depends and foaming at the mouth when you speak?
Working hard "does not carry as much weight as it used to"? I fired at least two dozen squirts like you that had that attitude. No one is arguing that times are hard! But they have been harder! There have been, as Fun pointed out, world wars and atomic bombings, while today we are spending as many trillions of dollars chasing towel heads in the deserts and foothills of the middle east while we cannot protect our own borders.
If you cannot get job, volunteer for something, join the Peace Corps, become a Mormon and go on a two year mission, just do something! No one is starving in America like in Africa, just check your 230lb girlfriends with a tattoo on her arse. As bad as we have it right now in America, Europe has it worse and unless you want to live in Mumbai and live like a king on $500 per month, be patient and keep on truckin because even Jerry Garcia could not argue that Mountain Girl was the best he could do. 
 

More ignorance and arrogance. Good for you...only a sadist POS would brag about firing 24 people. Oh wow you are just so big and powerful you mature old man you! Times have been harder? Yeah...the great depression was harder. That's it. Since then it hasn't been worse. WWI and WWII were never fought on our soil unless you want to consider Hawaii our turf, but it wasn't really a battlefield it was a surprise hit and run. Atomic bombings? I'd love to know when we were bombed with an atomic bomb. Unless we lived in Japan, what you said is not relevant. One thing we can agree on is chasing towel heads in the desert spending trillions...about as stupid as it gets.

Volunteer for something? But I thought you said we need to make money? What the hell does volunteering do? Most people earned their degrees already and are ready to start today...not be some intern or volunteer. Peace Corps? Do you know how many rapes and other crimes have been covered up to date? It's very dangerous and not even worth it. As if your generation would have gone to a 3rd world country instead of getting a real job. So basically all you said is that "it could be worse". Wow. Yeah...in those terms nothing can seem that bad. You are really grasping for straws now. Just stop being a coward and admit these times are the worst since the GD and that getting a job was MUCH easier when you were our age.
 

Sadist POS? I have actually been trying to be nice but if I am a sadist, then you must be a masochist because you keep coming back formore! LOL!
Fun pointed out the obvious in that your lack of historical perspective is indicative of your profound ignorance. You trivialize world wars where millions were killed because they were fought on foreign soil?

"As if your generation would have gone to a 3rd world country instead of getting a real job"..........A few here on redmen visited a 3 rd world country called Vietnam......it is that country whe your Calvin Klein tee shirt is made, if that helps you with geography. Something called the draft lottery prevented thousands of college grads from being hired by employers fearing they would waste money in training only to lose them to the draft.

But enough about us old farts.....post some pictures of yourself with those big muscled arms with all the tats while wearing that muscle shirt made in Vietnam. Wink!
 

The fact that you talk about WWI and WWII in the same breath as Iraq and Afghanistan just goes to show how little you know. The world wars were very deadly, but they were at least pretty organized and we knew who the enemy was. See that guy? Shoot him. We win. In the ME it's guerrilla warfare aka hit and run. We don't know who our enemy is anymore...it can be a child, a woman, an Iraqi soldier...anyone. The terrain is totally foreign to us and nothing like Europe which we knew. The terrorism aspect of it just complicates it more...there are so many little cells just plotting to blow our people up both in the ME and here at home. In WWII there was no real threat to our civilians...it was uniforms vs. uniforms. Two totally different things. By the way, you guys were forced to Vietnam...your generation kicked and screamed about the draft remember? So don't act like you guys were willing to go.

Do you want a cookie for doing what you were forced to do? Wake up...the world we live in today is 100% different than the world you knew at my age. Not even close. The funny part is that I can picture one of your family members talking about the "good old days" and "back in my day" with you nodding furiously in agreement. You look pretty ridiculous trying to tell me that it's not harder getting a job and going about everyday life than it was in your day.
 

Joe3 wrote:

By the way, you guys were forced to Vietnam...your generation kicked and screamed about the draft remember? So don't act like you guys were willing to go.

Do you want a cookie for doing what you were forced to do? Wake up...the world we live in today is 100% different than the world you knew at my age. Not even close.


What little credibility you had left here you blew it with the above statement!
Forced to Vietnam? It was called a draft you moron! Another little inconvenience after college that your deprived generation missed. A cookie? They were called C-rations.
As far as warfare, I am sure your combat experience on XBox is far more hazardous than the real thing.
Since nothing prior to your sperm days in 1999 was relevant to you, I suggest you speak with a little less authority about anything historical or feigning any knowledge about "our day". Your comparative analytics are so off I hope you are not an MBA student. Then again, you likely will be condemned to repeat a history you never learned.
In short, other than paying off a loan and actually "looking" for a job, it appears everything is easier for you Long Island white bread boys these days. You have Xbox for war games, your computer for 24 hour porn to release your stres, a big booty biacth with a tat on her arse, a cell phone to ask Suri if you are as moronic as Fun and others here say you are, and you have that Marist degree that is not worth the toilet paper I wiped my arse with in 1969.
What is great about medium tee shirt guys like you is you never know when to stop feeding us old guys more comedic lines to work with during the basketball offseason.
Keep it coming LINY boy!
 

Oh boy this is getting more contentious than ever I like it. While you are undeniably right about Vietnam( I could never speak to the volume of strife veterans faced during and after that time), you could tone it down about the generalization of white boys from long island. I grew up and live in a town that is comprised of all Italians, Irish, wasps, you name it, and while many are extremely convoluted in terms of their perspective on life, it's unfair to crap on the group as a whole. I was raised differently from the way others are here, but I still don't appreciate being condemned to their same sorry fate. At the end of he day it doesn't matter where you're from or what age you are, most of us coincidentally suffer the same tragedies as humans
 
 It's not sarcasm fun man.. It's merely an example showing that without any form of education you could make anything of yourself in the past through hard work and determination. I was taught growing up that if you couldn't make something of yourself in this country you weren't worth jack. That does not apply any longer because working hard does not carry as much weight as it used to... You need luck..you need friends in the right places. P.s. Your wit is obnoxious dial it back a notch and be real old man.
 

LOL! Sirvoo, what is a real old man? 40, 50, 60, or just old as in wearing Depends and foaming at the mouth when you speak?
Working hard "does not carry as much weight as it used to"? I fired at least two dozen squirts like you that had that attitude. No one is arguing that times are hard! But they have been harder! There have been, as Fun pointed out, world wars and atomic bombings, while today we are spending as many trillions of dollars chasing towel heads in the deserts and foothills of the middle east while we cannot protect our own borders.
If you cannot get job, volunteer for something, join the Peace Corps, become a Mormon and go on a two year mission, just do something! No one is starving in America like in Africa, just check your 230lb girlfriends with a tattoo on her arse. As bad as we have it right now in America, Europe has it worse and unless you want to live in Mumbai and live like a king on $500 per month, be patient and keep on truckin because even Jerry Garcia could not argue that Mountain Girl was the best he could do. 
 

More ignorance and arrogance. Good for you...only a sadist POS would brag about firing 24 people. Oh wow you are just so big and powerful you mature old man you! Times have been harder? Yeah...the great depression was harder. That's it. Since then it hasn't been worse. WWI and WWII were never fought on our soil unless you want to consider Hawaii our turf, but it wasn't really a battlefield it was a surprise hit and run. Atomic bombings? I'd love to know when we were bombed with an atomic bomb. Unless we lived in Japan, what you said is not relevant. One thing we can agree on is chasing towel heads in the desert spending trillions...about as stupid as it gets.

Volunteer for something? But I thought you said we need to make money? What the hell does volunteering do? Most people earned their degrees already and are ready to start today...not be some intern or volunteer. Peace Corps? Do you know how many rapes and other crimes have been covered up to date? It's very dangerous and not even worth it. As if your generation would have gone to a 3rd world country instead of getting a real job. So basically all you said is that "it could be worse". Wow. Yeah...in those terms nothing can seem that bad. You are really grasping for straws now. Just stop being a coward and admit these times are the worst since the GD and that getting a job was MUCH easier when you were our age.
 

Sadist POS? I have actually been trying to be nice but if I am a sadist, then you must be a masochist because you keep coming back formore! LOL!
Fun pointed out the obvious in that your lack of historical perspective is indicative of your profound ignorance. You trivialize world wars where millions were killed because they were fought on foreign soil?

"As if your generation would have gone to a 3rd world country instead of getting a real job"..........A few here on redmen visited a 3 rd world country called Vietnam......it is that country whe your Calvin Klein tee shirt is made, if that helps you with geography. Something called the draft lottery prevented thousands of college grads from being hired by employers fearing they would waste money in training only to lose them to the draft.

But enough about us old farts.....post some pictures of yourself with those big muscled arms with all the tats while wearing that muscle shirt made in Vietnam. Wink!
 

The fact that you talk about WWI and WWII in the same breath as Iraq and Afghanistan just goes to show how little you know. The world wars were very deadly, but they were at least pretty organized and we knew who the enemy was. See that guy? Shoot him. We win. In the ME it's guerrilla warfare aka hit and run. We don't know who our enemy is anymore...it can be a child, a woman, an Iraqi soldier...anyone. The terrain is totally foreign to us and nothing like Europe which we knew. The terrorism aspect of it just complicates it more...there are so many little cells just plotting to blow our people up both in the ME and here at home. In WWII there was no real threat to our civilians...it was uniforms vs. uniforms. Two totally different things. By the way, you guys were forced to Vietnam...your generation kicked and screamed about the draft remember? So don't act like you guys were willing to go.

Do you want a cookie for doing what you were forced to do? Wake up...the world we live in today is 100% different than the world you knew at my age. Not even close. The funny part is that I can picture one of your family members talking about the "good old days" and "back in my day" with you nodding furiously in agreement. You look pretty ridiculous trying to tell me that it's not harder getting a job and going about everyday life than it was in your day.
 

Joe3 wrote:

By the way, you guys were forced to Vietnam...your generation kicked and screamed about the draft remember? So don't act like you guys were willing to go.

Do you want a cookie for doing what you were forced to do? Wake up...the world we live in today is 100% different than the world you knew at my age. Not even close.


What little credibility you had left here you blew it with the above statement!
Forced to Vietnam? It was called a draft you moron! Another little inconvenience after college that your deprived generation missed. A cookie? They were called C-rations.
As far as warfare, I am sure your combat experience on XBox is far more hazardous than the real thing.
Since nothing prior to your sperm days in 1999 was relevant to you, I suggest you speak with a little less authority about anything historical or feigning any knowledge about "our day". Your comparative analytics are so off I hope you are not an MBA student. Then again, you likely will be condemned to repeat a history you never learned.
In short, other than paying off a loan and actually "looking" for a job, it appears everything is easier for you Long Island white bread boys these days. You have Xbox for war games, your computer for 24 hour porn to release your stres, a big booty biacth with a tat on her arse, a cell phone to ask Suri if you are as moronic as Fun and others here say you are, and you have that Marist degree that is not worth the toilet paper I wiped my arse with in 1969.
What is great about medium tee shirt guys like you is you never know when to stop feeding us old guys more comedic lines to work with during the basketball offseason.
Keep it coming LINY boy!
 

Oh boy this is getting more contentious than ever I like it. While you are undeniably right about Vietnam( I could never speak to the volume of strife veterans faced during and after that time), you could tone it down about the generalization of white boys from long island. I grew up and live in a town that is comprised of all Italians, Irish, wasps, you name it, and while many are extremely convoluted in terms of their perspective on life, it's unfair to crap on the group as a whole. I was raised differently from the way others are here, but I still don't appreciate being condemned to their same sorry fate. At the end of he day it doesn't matter where you're from or what age you are, most of us coincidentally suffer the same tragedies as humans
 

Well said my deadhead friend! But Joey had it coming with his "generalizations" don't you think?
 
 Thank you for the respectable reply. I'm not desperate myself I wanted to make that clear...I am in good position...I have just been defending the fact that things are very different today and much tougher than they were. There are those who could look for the bare minimum to do things...I did not work my butt off in high school to end up in community college. I wanted to go to a school I belonged at with others who were serious about education and going on to grad school...not just sleeping their way to a degree then transferring from CC. I am still very glad I chose a private school for undergrad. In my high school the kids who went on to CC were the ones who were druggies, or idiots who slacked in HS. That's not to knock CC in general...that was just my experience. Everyone chooses different paths. Thanks for the uplifting statements.
 I agree with you about things being tough today But I also agree w Jersey shore Johnny. Unless ones parents are rich or poor,getting financial aid a state school like Rutgers, if you are a NJ resident, makes a lot of sense. Even though they are our rivals ,the school has a great academic reputation and provides a nice cost effective college education. My nephew will be going there in Sept. Going the CC to state university route is extremely cost affective and is becoming more popular because of the economy. There are many professionals who started at CCs. My daughter started at Tallahasee CC, transferred to Florida State and is going to get her PH.D in Psychology. I live in FL.
 
 Agreed '72, quite honestly we all to a fault make generalizations when debating because it's a way of getting our point across, nothing really wrong with that. And to Rich and others who have mentioned the community college route...I couldn't agree more. I went to Nassau CC and Miami university... While I enjoyed my time at the latter more, for the pure sake of saving tons of money and gaining very valuable credits, the CC route, if done correctly is invaluable and highly recommended by myself as well. I remember when I went there tons of older men and women were going to school to get their degrees which is nothing new, but the volume to which that is happening is probably on a much higher scale.
 
 Lol...white bread Long Island boys? You can tell this guy really shows his age and ignorance. He is probably picturing Brookville or Cold Spring Harbor when he thinks of guys from LI. What he doesn't realize is that there are the towns like Brentwood, Central Islip, Wyandanch, Bay Shore, Hempstead, Uniondale, Freeport, New Cassel, Roosevelt, Patchogue, Bellport, Amityville, Valley Stream, etc. all of which are well known for being gritty areas. This is not LI in 1950 when it actually was white bread. This is LI in 2012 and everything is starting to look like Queens East. I can tell you aren't familiar with the area by how you talk. There are really only a couple of REALLY white bread towns with prissy SOB's on the north shore...90% of LI is middle class or gritty.
 
Interesting discussion but lets please reduce the tone and personal insults.
Thank you.  
 
 Lol...white bread Long Island boys? You can tell this guy really shows his age and ignorance. He is probably picturing Brookville or Cold Spring Harbor when he thinks of guys from LI. What he doesn't realize is that there are the towns like Brentwood, Central Islip, Wyandanch, Bay Shore, Hempstead, Uniondale, Freeport, New Cassel, Roosevelt, Patchogue, Bellport, Amityville, Valley Stream, etc. all of which are well known for being gritty areas. This is not LI in 1950 when it actually was white bread. This is LI in 2012 and everything is starting to look like Queens East. I can tell you aren't familiar with the area by how you talk. There are really only a couple of REALLY white bread towns with prissy SOB's on the north shore...90% of LI is middle class or gritty.
 

You aren't wrong when you say Long Island has some bad parts to it ( even though most of bellport is very wealthy)... But your figure of 90% being middle class is very high . This thread is pure comedy to me.. Thank you all involved :)
 
 Lol...white bread Long Island boys? You can tell this guy really shows his age and ignorance. He is probably picturing Brookville or Cold Spring Harbor when he thinks of guys from LI. What he doesn't realize is that there are the towns like Brentwood, Central Islip, Wyandanch, Bay Shore, Hempstead, Uniondale, Freeport, New Cassel, Roosevelt, Patchogue, Bellport, Amityville, Valley Stream, etc. all of which are well known for being gritty areas. This is not LI in 1950 when it actually was white bread. This is LI in 2012 and everything is starting to look like Queens East. I can tell you aren't familiar with the area by how you talk. There are really only a couple of REALLY white bread towns with prissy SOB's on the north shore...90% of LI is middle class or gritty.
 

Damm you really dont know when to quit. Yes there are a few bad area on LI but have you driven through them? The bad part of Wyhamdanch is maybe 12 blocks square, A Portion of it has tried to break off and be considered Dix hills. Bayshore has million dollar homes to go with thier 12 block area. Rosovelt cand CI have much more to do with the mishandling of the school districs. If you want bad go to parts of philly or east new york or parts of the brox or flatbush or baisly blvd im queens and see what it really is bad really is. For the 6 towns you named I can name 50 that are solid upper middle (start at new hyde park and start going east, that middle island not north shore)

Most of long Island is solidly middle class. A large chunk is upper middle class. As a whole it is one of the most affluent areas in the country. I know this as I raised 4 kids there and lived there for 21 years in North babylon and west islip. I will give you that you need to be making 100k to live on long island but that is due to outragous re taxes, some of the highest electrict cost in the country extreme gas costs, ( i just filled up for 3.14 a gal) but it still def middle to upper middle class.

Ny youngest is 19 now and went to high school on West Islip. Most of the kids walk around like rappers in wife beaters with shorts 6 sizes too big. They are still middle class no matter the trappings.

I wil give you one thing. As the ecconomy does suck there are fee jobs for the teenagers. Target and other jobs are filled with people out if work so there are few positions for teens other tham Macdonalds and subway. Getting a job in high school helps build charater and starts to teach you how to work. We will have a whole generation who will not have learned the skill. 
 
A lot of good points being made on this thread. Just speaking in generalities ( not speaking of Joe personally ) since I dont know him but as Fun and others mentioned I think the younger generation is a bit spoiled. Actually I know it from seeing my clients kids.

I understand Joe's points and agree with some but I think Joe doesnt realize that people older dont exactly have it easy now either. ( I'm 42 ) and I know most of my friends parents who cant even afford to retire because of the current cost of living etc so cost of living works against everyone and with interest rates so low that is affecting seniors who look to fixed income investments to subsidize their retirement and they have taken a big haircut in what they earn. All that gives them less disposable income which hurts the economy also amongst other things

The one thing I do agree with Joe is the current job market. I've worked in finance for 20 years and it's just not good in a lot of different business sectors. Off the top of my head the unemployment rate has been over 8% the last 4 years or so and I dont ever remember that happening. At least not in my lifetime.

  
 

.

In the new economy, I can't save enough. The government allows me to sock away less than 18k per year in tax deferred(not exempt) accounts and that is the biggest advantage that most Americans can "earn".  
 

When you move down south check with your new hospital to see if they have a Roth 401k or 403b
 

Oh I know maher. I have 403b now. My point was that the only retirement head start this generation gets is a small amount of tax deferred savings.
 
A lot of good points being made on this thread. Just speaking in generalities ( not speaking of Joe personally ) since I dont know him but as Fun and others mentioned I think the younger generation is a bit spoiled. Actually I know it from seeing my clients kids.

I understand Joe's points and agree with some but I think Joe doesnt realize that people older dont exactly have it easy now either. ( I'm 42 ) and I know most of my friends parents who cant even afford to retire because of the current cost of living etc so cost of living works against everyone and with interest rates so low that is affecting seniors who look to fixed income investments to subsidize their retirement and they have taken a big haircut in what they earn. All that gives them less disposable income which hurts the economy also amongst other things

The one thing I do agree with Joe is the current job market. I've worked in finance for 20 years and it's just not good in a lot of different business sectors. Off the top of my head the unemployment rate has been over 8% the last 4 years or so and I dont ever remember that happening. At least not in my lifetime.  
 
I wouldn't argue with anyone who merely said that the job market's not too good or that the economy's in the tank or whatever. Those things are self-evident.

Neither would I argue with someone who said merely that this generation faces a set of challenges and that those challenges are quite different from those faced by previous generations. That's self evident as well.

But that's not what our heroic graduate student says. He says the opposite: not only has no generation has faced the troubles he's seen growing up in Valley Forge - er sorry, I meant Valley Stream obviously - but those people had it easy. Stop whining about the holocaust you babies, the Germans were pretty well organized. AIDS shmaids, I have to bring my dates back to the family rumpus room. You think Vietnam was bad, I might have to move to North Carolina.

What he's really saying is that the things that are happening today are the worst things ever because they're happening: to him. For which he thinks he deserves both sympathy - for what he's faced - and admiration - for how bravely he's managed it.

And all of which frees him from having to accept any responsibility for the choices he makes. He in fact refuses even to accept that the decisions he makes are choices. He has to go to graduate school so he has to live at home. He has to have a cell phone. He has no choice but to live in NY. It's all out of his hands. If he succeeds he's a hero for all he's had to overcome and if he fails it's not his fault because he never had a chance anyway. It's passive aggressive self delusion, its childish, and in the end its sad and lame.

But enough acrimony. Let is join together in a tune:

 
 Lol...white bread Long Island boys? You can tell this guy really shows his age and ignorance. He is probably picturing Brookville or Cold Spring Harbor when he thinks of guys from LI. What he doesn't realize is that there are the towns like Brentwood, Central Islip, Wyandanch, Bay Shore, Hempstead, Uniondale, Freeport, New Cassel, Roosevelt, Patchogue, Bellport, Amityville, Valley Stream, etc. all of which are well known for being gritty areas. This is not LI in 1950 when it actually was white bread. This is LI in 2012 and everything is starting to look like Queens East. I can tell you aren't familiar with the area by how you talk. There are really only a couple of REALLY white bread towns with prissy SOB's on the north shore...90% of LI is middle class or gritty.
 

Gritty and Longg Aisland!! LMAO! An oxymoron if ever there was one!
Thanks for listing the only towns out of a few hundred on Long Island with significant African American populations. If that is why they are gritty to you, you now know what white bread means....as applied to you!
And spare me the "some of my friends are" comments that you may be tempted to post! The closest you will ever come to associating with Roosevelt or Wyandanch is the baseball cap you wear sideways, the baggy shorts with your Calvins showing and Drake blasting from your Honda Civic!
The LI that is your 90% is the 11th wealthiest area in the whole of this US of A. Out of the thousands upon thousands of counties in America, Nassau is 11th and Suffolk is 25th in the latest Forbes stats. If you remove the uber wealthy lobbyists and lawyers from the DC suburbs that dominate the list, both Long Island counties would be in the top 10 in wealth and quality of life.
I am starting to wonder whether you are too Marist sheltered still or your Long Island is actually just Lynbrook! LOL! 

BTW, I resign from this comedy club post. Start another off season topic in the lounge please.
 
 Honestly New Hyde Park is not known as a nice area...it's on the Queens border and a lot of the Queens culture spills over. I always hear about crime there and in Lynbrook. LI really is not rich...it's all a big stereotype generated by inner city kids who are forced to live in the PJ's in Brooklyn. I would have to concede that LI was a very wealthy rich area back in the day when people in the city had summer homes here and only big shots had houses here with tons of land and mansions. Not today. You want to know what "rich" is? Go to Bronxville in Westchester and 99% of LI will look like a dump compared to it. All they have are mansions and millionaires. Then you can bring up "white bread". LI is actually becoming extremely diverse...in places like Brentwood and Patchogue, Latinos are like 50% of the population and at times it feels more like 75% when you see who's walking around.

You are making unfair comparisons putting LI's "hood" areas up against urban inner-city areas like Brooklyn and the Bronx. One is the suburbs...the other is not. Suburbs have different character but can still be gritty. Obviously even the worst place on LI can't even hold a candle to the BK or BX, but trust me there are plenty of seedy areas. My point is that the "white bread" stereotype is bogus. You would have had a point years ago...not now. Illegal immigrants are taking the island over and you can notice the impact. Graffiti all over places that used to be nice and quiet...broken down houses, garbage and trash everywhere, and shady figures walking the streets after midnight. LI is really just your typical NYC suburb with some bad areas and some nice areas...you act as if the whole island is like the Hamptons.
 
 Lol. I grew up in New Hyde Park. It's a very good area, but not rich. Middle-class. Very little crime and good schools. It has changed she I grew up there and is mostly Indian now. Much more like a part of Queens fee-wise for the most part. Still a good and very, very safe area. Btw, lots of long islands still very, very rich with mansions, land and the like. The whole island certainly has changed from even 20 years ago, but socioeconomic class is still much better than average for the nation. You can compare it to Westchester, but plenty of crappy areas there too. 
 
I went to STJ in the late 60's. My father was a NYC Policeman and as one of five, I could only go to college if I paid my own way. I had a NYS Regents scholarship and a STJ competitive scholarship that resulted in me getting paid to go to school. I was incredibably lucky. 
 
 Lol...white bread Long Island boys? You can tell this guy really shows his age and ignorance. He is probably picturing Brookville or Cold Spring Harbor when he thinks of guys from LI. What he doesn't realize is that there are the towns like Brentwood, Central Islip, Wyandanch, Bay Shore, Hempstead, Uniondale, Freeport, New Cassel, Roosevelt, Patchogue, Bellport, Amityville, Valley Stream, etc. all of which are well known for being gritty areas. This is not LI in 1950 when it actually was white bread. This is LI in 2012 and everything is starting to look like Queens East. I can tell you aren't familiar with the area by how you talk. There are really only a couple of REALLY white bread towns with prissy SOB's on the north shore...90% of LI is middle class or gritty.
 

Don't hate on CSH
 
 Cold Spring Harbor is gorgeous...not hating at all I wish I could afford to live there. I was using that as a contrast to my area on the south shore in Suffolk. Suffolk and Nassau are pretty different...if any places are "white bread" anymore, they are likely in Nassau: Syosset, Old Westbury, Brookville, Muttontown, Oyster Bay, Great Neck, Garden City, Roslyn, Sands Point, Manhasset, etc.

If anything it's the Nassau kids that grow up spoiled and sheltered...Suffolk is much more down to earth. It's not me living in the bubble...it's those kids out there. By the way I'm not knocking any of these towns...just calling it like I see it and the ones I just mentioned are really nice.
 
 Cold Spring Harbor is gorgeous...not hating at all I wish I could afford to live there. I was using that as a contrast to my area on the south shore in Suffolk. Suffolk and Nassau are pretty different...if any places are "white bread" anymore, they are likely in Nassau: Syosset, Old Westbury, Brookville, Muttontown, Oyster Bay, Great Neck, Garden City, Roslyn, Sands Point, Manhasset, etc.

If anything it's the Nassau kids that grow up spoiled and sheltered...Suffolk is much more down to earth. It's not me living in the bubble...it's those kids out there. By the way I'm not knocking any of these towns...just calling it like I see it and the ones I just mentioned are really nice.
  I work in Garden City and you don't get whiter and more people celebrating christmas than that. lol 

It's insane what some of my friends who live there pay in property taxes. Freaking insane
 
 Cold Spring Harbor is gorgeous...not hating at all I wish I could afford to live there. I was using that as a contrast to my area on the south shore in Suffolk. Suffolk and Nassau are pretty different...if any places are "white bread" anymore, they are likely in Nassau: Syosset, Old Westbury, Brookville, Muttontown, Oyster Bay, Great Neck, Garden City, Roslyn, Sands Point, Manhasset, etc.

If anything it's the Nassau kids that grow up spoiled and sheltered...Suffolk is much more down to earth. It's not me living in the bubble...it's those kids out there. By the way I'm not knocking any of these towns...just calling it like I see it and the ones I just mentioned are really nice.
  I work in Garden City and you don't get whiter and more people celebrating christmas than that. lol 

It's insane what some of my friends who live there pay in property taxes. Freaking insane
 

I'm from GC... It's pretty damn white here. Most are spoiled but if you come from immigrant parents like I do, you learn to ignore how others are brought up here
 
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