This year has really opened my eyes to just how biased the top 25 is in favor of brand names especially big state football schools. When you look at much of their resumes, maybe 10 at most have better resumes than Creighton, DePaul, Xavier, and SJ.
While I admittedly understand little about the methodology of the NET ratings and enjoy getting explanations from posters like Adam, I have to imagine these ratings are very close or lacking enough data at this point in the season that an eight point road loss to a good team would drop us 16 places.